As a homeowner you should be most worried about termite control. Natural disasters, fires, etc. Would be so dramatic, but the fact is that the chance of that happening is not very high. However, this pest infestations (also called white ants) occur very easy and the damage they can cause very large. Therefore, you need to give the issue a lot of thought termite inspection. If you want to termite inspection for your home then can pop over the link.
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Termites are small creatures that live on cellulose based substances. Thus, they thrive in places where wood, leaves, paper, cloth etc. They are available in large quantities. These insects are voracious eater cellulose-based substances, and this issue is reinforced by the fact that they live in large colonies. If these creatures have invaded your home without your knowledge then you're in big trouble indeed.
Termites will eat any wood available in your home. These include beams, frames and wood used to strengthen the foundations. A normal-sized colony of termites will feast on wood elements of your home and hollow them out before you even see what was going on.
You will be surprised to know that termites only need a few years to completely ruin the wood structure of the home and left completely stable. A concave beam will not have the ability to support the structure.